Mint (as in, your money!)

manasecret · 03-18-2009, 09:25 PM

Join Mint.com. It's like your number one email account except for your financing.

Quote:

Kiplinger.com: Best Budgeting Site
Mint.com is our favorite.

You'll save money. You'll know how your money is spent. You'll cry because you realize in excruciating detail that you're spending more than you're making.

It's great!

Jason1 · 03-18-2009, 09:28 PM

I had an account for awhile. I deleted it. Had a lot of trouble with it actually, it always had trouble updating my accounts and stuff. Overall I thought it was a security risk and unnecessary.

Dyne · 03-18-2009, 09:38 PM

Ahh! They have an iPhone app. Awesome!

I am a terrible judge of the wallet so this will be really helpful.

Edit: Oh, not available in Canada. Bleh.

GameMaster · 03-19-2009, 12:24 AM

I signed up when they first opened and were just in beta.

Admittedly, I haven't used it a lot.

But every time I go back, they have new features and improvements upon an already great service.

I have 4 active credit cards in addition to my checking and savings account and it's just so much easier to use Mint to get all the current numbers rather than having to go to each individual website to see my info.

This thread has inspired me to start using it regularly. Thanks!

manasecret · 03-19-2009, 11:12 AM

They have been in "beta" for a long time, I believe they technically still are. But it's hard to tell, especially when the product is FREE. They have rolled out improvements over and over, my favorite of which gives me a chart showing me my net spending/earning for each month. Nothing like a chart to make you want to save more money!

Jason, they still have some account updating problems every once in awhile, but half the time it's because the bank is down for maintenance or because the bank needs you to update some security questions or something. The other half of the time, you just click update again and it updates just fine.

Dyne, what's not available in Canada, the iPhone App or Mint?

GM, I have I think about ten different accounts on mine. I also at first hardly used it, for the first year. Since then, it has slowly grown on me, and now that all the info has sunk in, I like how I know exactly where all my money is going and if I'm spending more than I'm making. The best improvements they have made over the last couple years, IMO, are the addition of adding loan accounts and investment accounts. I like watching my loan get paid down, and watch my IRA go up and down.

I get to see my IRA drop in beautifully constructed charts!

Angrist · 03-19-2009, 11:25 AM

I'm not going to use this site.

A while ago I went through my bank statements and wrote down all the money I spent on food (supermarket). I was shocked at how much it was, I think it was more than €150 a month.
Now I try to visit the cheaper supermarkets more often (Aldi ftw!).

Fyacin · 03-19-2009, 01:26 PM

You have Aldi in the Netherlands? Neat.

GameMaster · 03-20-2009, 02:52 AM

Quote:

Originally Posted by Angrist

I'm not going to use this site.

A while ago I went through my bank statements and wrote down all the money I spent on food (supermarket). I was shocked at how much it was, I think it was more than €150 a month.
Now I try to visit the cheaper supermarkets more often (Aldi ftw!).

Would you care to mention why you're not going to use the site?

Even if you were thinking about using it, I highly doubt it supports Netherlands.

Angrist · 03-20-2009, 07:37 AM

A. I highly doubt it supports the Netherlands.
B. I'm already pretty aware of what I spend.
C. I don't believe that I can save much.

D. Well duuh we have Aldi here. It's originally a store from Germany, our neighbours.

We also have Lidl.

Jonbo298 · 03-20-2009, 09:43 AM

I remember this site from before but didn't try it. Signed up, realized that with how pissy USBank has gotten recently on security (random security question FTL

), Mint.com hasn't gotten it to recognize that random question.

I'm trying to reign my spending finally after getting a few big things out of the way. Things I didn't need but with it out of the way and using them, I'm better off saving and whatnot. Though I can't break my healthy enough diet. Costs me a moderate amount every 5 days I have to shop, but it's a small price to pay to not be what I used to.

Angrist · 03-20-2009, 03:09 PM

Healthy food doesn't have to be expensive, right?

Edit: unless you come from a diet of frozen pizza's.

GameMaster · 03-20-2009, 03:58 PM

Quote:

Originally Posted by Angrist

Healthy food doesn't have to be expensive, right?

Edit: unless you come from a diet of frozen pizza's.

It depends, your typical fruits and vegetable don't cost a whole lot. But things like blueberries, pomegranate juice, and whole grain breads that have been revealed by studies to be excellent and full of benefits... well, most groceries jacked the prices of these things way up.

And what Jonbo is saying is true. At least here in the U.S., it's a whole lot cheaper to eat Taco Bell and frozen pizzas then it is to eat healthy foods. Which really sucks.

Acebot44 · 03-20-2009, 08:58 PM

So I decided to sign up and man, what a smooth working site!

Definitely faster than the BofA site that was using before hand, and having the ability to see how my student loans TROUNCE whats in my checking account is really nice to see

Fyacin · 03-21-2009, 12:38 PM

Quote:

Originally Posted by GameMaster

It depends, your typical fruits and vegetable don't cost a whole lot. But things like blueberries, pomegranate juice, and whole grain breads that have been revealed by studies to be excellent and full of benefits... well, most groceries jacked the prices of these things way up.

And what Jonbo is saying is true. At least here in the U.S., it's a whole lot cheaper to eat Taco Bell and frozen pizzas then it is to eat healthy foods. Which really sucks.

Yeah, it's really demoralizing when that bag of super sugary marshmallow mateys is 3x the food for a third of the price compared to pretty much any healthy cereal, and the same concept pretty much applies accross the board.