I would have to choose my life.
Thinking about it rationally and reasonably, it really comes down to whether I value my life over someone else's life, which I do. The money shouldn't enter into the equation. I wouldn't hold myself responsible for that other person's life, as it's not my responsibility to protect their life. All this is taking the types of decisions we make in our lives to the greatest extreme. For example, lets say you're an athlete who gets offered a scholarship. You know if you refuse, someone else will get it that wouldn't have before. Does that mean you should give your scholarship (life) just so that he can get a scholarship (life)? No, it doesn't. Since I would be receiving the money as a bonus, I would probably use it to improve the educational system.
Edit to add:
I also think this is a loaded question as it is based a lot on religious beliefs. If you believe in an afterlife, which I don't, you'll be much more likely to sacrifice yourself believing that you're life won't be over. Since I don't believe that, I'm obviously much more inclined to choose my own life since I believe that it is the only one I have.
I would also have to choose myself in the car situation as well.
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