I wish I could actually PLAY PSO online!

But I keep getting the thing saying "Your credit card info. could not be processed at this time. Please verify that all information is correct." I know its all correct, I copied the credit card numbers straight off my friends cc!(YES, he said I could use it until I can get one) But I emailed Sega and hopefully get a reply. A few people in the PSO help forum said that its probably alot of people doing transactions and thats why it might not be working. Kind of makes sense considering a bigger town is next door across the river. But I HOPE to get online soon. Damn Sega is really pissing me off.