Something I didn't notice before, when you buy the PS2 modem you get a coupon that you can mail-in for a free copy of Twisted Metal Black Online.
As with Xbox, not all games will charge additional fees, it's just you don't think any should when you're already paying Microsoft. Most of the games should still fall under the Xbox Live fee.
And if you play online games often, $10 a month is well worth it.
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