I suppose it'd depend on someone's interpretation of the results. You'll see it in a way that supports your own arguement, and I'll see it in a way that supports mine. So there's really no point argueing anymore. However I would like to point out one thing:
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This is currently against the law and insurance companies can and have been sued in these extremely rare cases (and thats always the case that makes the news, isn't it?). To say that insurance companies drop people as soon as they get seriously ill is not an accurate or fair comment considering the 10's of millions who are covered and never have a problem like you are describing.
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http://voices.washingtonpost.com/hea...es_encour.html